Do you even budget? Or still using pen & paper? Zerobalance enables you to easily create budgets and set limits. It automates the process in real-time so that you never overspend again.Join Now
Install. Open. Done. All in a flash
Are you a foodie, shopaholic or cinephile?Just choose the categories where you spend your money and relax. Take your first step towards financial planning.
Just add the apps which you want to exercise your control on. We track your spending on these apps and nudge whenever you try to cross the limits. Sounds great. Right?
You can now decide who can charge you, how much, and how often. We are good to go.
Use Zerobalance card on all of these apps & more and experience controls like never before.
We understand and have lived the pain ourselves of creating budgets on excel sheets and trying to follow them only to end up not knowing where our money went and wondering if we stuck to our budget or not.
From budgeting to payments, it’s a long and broken experience.
Zerobalance is India’s first all-in-one integrated budgeting and savings app powered by a virtual card. Using Zerobalance you can plan your expenses, create budgets & set limits to kill overspending and begin your savings journey one payment at a time.
Yes, the service is completely free
No, for one given PAN card number and mobile number, only one virtual card can be issued against them
The card is valid until the month and year mentioned on the card.
PAN card stands for Permanent Account Number which is issued by the Income Tax department of India. This PAN number would be available to all Indians who file their taxes.
We have partnered with Decentro, Yes Bank, & Rupay to issue these virtual cards. For every virtual card, we need to create a virtual account and need to do a compulsory minimum KYC for each user. The PAN card helps us carry out minimum KYC for you while signing up.
Yes, virtual cards are technically prepaid cards. They function exactly as your debit card. These cards are issued by Yes Bank on behalf of Zerobalance.
No, this virtual card is not linked any bank account of yours.
You can add money to your Zerobalance card via any of the UPI apps. We are soon enabling other ways of adding money as well.
Zerobalance is payments apps powered by virtual prepaid card to help you manage you budgets in real-time. We are not a bank and neither do we open saving accounts with our partner bank.