Yes, the service is completely free
No, for one given PAN card number and mobile number, only one virtual card can be issued against them
The card is valid until the month and year mentioned on the card.
PAN card stands for Permanent Account Number which is issued by the Income Tax department of India. This PAN number would be available to all Indians who file their taxes.
We have partnered with Decentro, Yes Bank, & Rupay to issue these virtual cards. For every virtual card, we need to create a virtual account and need to do a compulsory minimum KYC for each user. The PAN card helps us carry out minimum KYC for you while signing up.
Yes, virtual cards are technically prepaid cards. They function exactly as your debit card. These cards are issued by Yes Bank on behalf of Zerobalance.
No, this virtual card is not linked any bank account of yours.
You can add money to your Zerobalance card via any of the UPIĀ apps. We are soon enabling other ways of adding money as well.
Zerobalance is payments apps powered by virtual prepaid card to help you manage you budgets in real-time. We are not a bank and neither do we open saving accounts with our partner bank.